BAC Community Bank
Credit Cards

Better Cards.
For better lifestyles.

Apply for the right card and see what a difference we can make.
Rewards Platinum Visa®

Earn Unlimited Reward Points

Earn one point per dollar on all net purchases. Choose from hundreds of merchandise, travel and activity options.

Purchase Rate

0% Intro APR for 12 months on purchases and balance transfers. After that, a 14.74% to 24.74% variable APR will apply.

Annual Fee

$0 annual fee.
Cash Rewards Platinum Visa®

Earn Unlimited 1% Cash Back

Earn 1% cash back on all net purchases, every day.

Purchase Rate

0% Intro APR for 12 months on purchases and balance transfers. After that, a variable 17.74% - 27.74% APR will apply.

Annual Fee

$0 annual fee.
Platinum Edition Visa®

Low Rate

If you're looking for a no frills card with a low rate, this one is for you.

Purchase Rate

0% Intro APR for 12 months on purchases and balance transfers. After that, a 13.74% - 23.74% variable APR will apply.

Annual Fee

$0 annual fee.
Secured Platinum Visa®

Build or Re-Build Your Credit

The card that helps you build or re-build your credit.

Purchase Rate

23.74% variable APR for purchases and balance transfers.

Annual Fee

$29 annual fee.
Visa® Signature

Bonus Rewards and Travel Perks

Earn 30,000 Bonus Points when you spend $2,500 in the first 3 months. Earn 1.5 points per dollar on all your net purchases.

Purchase Rate

0% Intro APR for 12 months on purchases and balance transfers. After that, a variable 17.74% to 23.74% APR will apply.

Annual Fee

$0 annual fee.